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City of Tacoma Down Payment Assistance Program

Administered by:
City of Tacoma Community and Economic Development Housing Division
· City · Deferred Loan
Funding status: Active

How much assistance

Up to $60,000
Not forgivable. Zero percent simple interest, deferred for up to 30 years or until sale, transfer, refinance, or non-occupancy.

Eligibility

  • Income limits: At or below 80% AMI for Pierce County, household size-adjusted
  • First-time buyer required: Yes — Borrower has not owned a primary residence in the past three years.
  • Geographic restrictions: Property must be within eligible Tacoma city limits.
  • Homebuyer education required: Yes

How to Apply for City of Tacoma Down Payment Assistance Program

Step 1: Complete the WSHFC 5-hour homebuyer education class at heretohome.org.

Step 2: Get pre-approved through a WSHFC participating lender.

Step 3: Find a home within eligible Tacoma city limits and get the property pre-approved for the program.

Step 4: Your lender submits your file to the City of Tacoma Housing Division for DPA approval.

Step 5: Close on your home with the DPA disbursed at closing.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)