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Get Matched Free →City of Tacoma Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $60,000 (Deferred Loan)
Not forgivable. Zero percent simple interest, deferred for up to 30 years or until sale, transfer, refinance, or non-occupancy.
Eligibility
- Income limits: At or below 80% AMI for Pierce County, household size-adjusted
- First-time buyer required: Yes — Borrower has not owned a primary residence in the past three years.
- Geographic restrictions: Property must be within eligible Tacoma city limits.
- Homebuyer education required: Yes
How to Apply for City of Tacoma Down Payment Assistance Program
Step 1: Complete the WSHFC 5-hour homebuyer education class at heretohome.org.
Step 2: Get pre-approved through a WSHFC participating lender.
Step 3: Find a home within eligible Tacoma city limits and get the property pre-approved for the program.
Step 4: Your lender submits your file to the City of Tacoma Housing Division for DPA approval.
Step 5: Close on your home with the DPA disbursed at closing.
Notes
Funding cycles and exact amounts may vary year to year. Contact the City of Tacoma Housing Division before applying to confirm current availability and terms.