City of Utica Down Payment Assistance Program

Administered by: City of Utica Department of Urban and Economic Development / HomeOwnershipCenter · City · Grant

Funding status: Active

How much assistance

Up to $7,200 (Grant)

100% forgivable grant.

Eligibility

  • Income limits: At or below 80% of Area Median Income. Example: 1-person household up to $40,550; 4-person household up to $57,900.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase within City of Utica limits.
  • Homebuyer education required: Yes

How to Apply for City of Utica Down Payment Assistance Program

Step 1: Contact the HomeOwnershipCenter at (315) 724-4197 or home@unhs.org to begin the process. You must complete homebuyer education prior to applying. The HomeOwnershipCenter at 1611 Genesee Street, Utica serves as the administrator for this program.

Visit program website

Notes

Funded through the City of Utica HOME Program. Administered by the HomeOwnershipCenter (formerly Utica Neighborhood Housing Services), a HUD-approved housing counseling agency and U.S. Treasury-certified CDFI.

Cities Where This Program Is Available