See programs you qualify for
Get Matched Free →City of Utica Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $7,200
100% forgivable grant.
Eligibility
- Income limits: At or below 80% of Area Median Income. Example: 1-person household up to $40,550; 4-person household up to $57,900.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Must purchase within City of Utica limits.
- Homebuyer education required: Yes
How to Apply for City of Utica Down Payment Assistance Program
Contact the HomeOwnershipCenter at (315) 724-4197 or home@unhs.org to begin the process. You must complete homebuyer education prior to applying. The HomeOwnershipCenter at 1611 Genesee Street, Utica serves as the administrator for this program.