City of Victoria Down Payment and Closing Cost Assistance Program

Administered by: City of Victoria Community Development Department · City · Grant

Funding status: Active

How much assistance

Up to $10,000 ($5,000 down payment + $5,000 closing costs) (Grant)

Grant does not require repayment.

Eligibility

  • Income limits: At or below 80% of Area Median Family Income
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase existing residence within City of Victoria limits.
  • Homebuyer education required: Yes

How to Apply for City of Victoria Down Payment and Closing Cost Assistance Program

Step 1: Contact Zachary Wendel at the City of Victoria Community Development Department at (361) 485-3375 or zwendel@victoriatx.gov to apply.

Visit program website

Notes

Monthly mortgage payment must be less than 33% of household income or DTI under 45%. Must be current on income taxes, student loans, and child support. No foreclosure in past 7 years. Must secure mortgage from private financial institution. 2025-2026 program cycle.

Cities Where This Program Is Available