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City of Yakima First Time Homeownership Program

Administered by:
City of Yakima Office of Neighborhood Development Services (ONDS)
· City · Deferred Loan
Funding status: Active

How much assistance

Amount not published publicly; funded through federal CDBG and HOME allocations
Structured as a deferred second-lien loan with repayment triggered by sale, refinance, or transfer of title. Specific terms vary year to year based on funding availability.

Eligibility

  • Income limits: Households must be at or below 80% of federal area median income guidelines for the number of people in the home. All household income is counted.
  • First-time buyer required: Yes — Applicant has not owned a home in the past three years.
  • Geographic restrictions: Property must be within Yakima city limits. Applicant must occupy the home as a primary residence year-round for at least one year after purchase.
  • Homebuyer education required: Yes

How to Apply for City of Yakima First Time Homeownership Program

Contact the City of Yakima Office of Neighborhood Development Services at 509-575-6101 or ask.onds@yakimawa.gov. Located at 112 S 8th St, Yakima, WA 98901. Funding is program-year dependent; call to confirm current availability and application window.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)