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Clark County Down Payment Assistance Program

Administered by: Clark County (in partnership with Washington State Housing Finance Commission) · County · Deferred Loan

Funding status: Active

How much assistance

Up to $60,000 ($45,000 from Clark County + $15,000 from WSHFC) (Deferred Loan)

Not forgiven. Repaid at 2% simple interest when home is sold, transferred, refinanced, or no longer owner-occupied.

Eligibility

Income limits: At or below 90% of Area Median Income (approximately $105,210 for a household of four in Clark County).
Purchase price limit: $600,000
First-time buyer required: Yes — Must not have owned a home in the past 3 years.
Credit score minimum: 620
Geographic restrictions: Property must be located in Clark County, WA and used as primary residence. Must be used with a WSHFC Home Advantage or Opportunity first mortgage.
Homebuyer education required: Yes

How to Apply for Clark County Down Payment Assistance Program

Step 1: Complete a free Homebuyer Education Seminar through WSHFC and obtain certificate. Work with a WSHFC-participating lender to get pre-approved for a Home Advantage or Opportunity first mortgage. Attend a one-on-one pre-purchase counseling session before closing. Apply through your lender, who will submit the DPA reservation to WSHFC.

Visit program website

Notes

Program re-launched February 2025 with $1M in remaining funding. Funding may become reserved or exhausted; verify current availability with the lender or WSHFC at dietrich.schmitz@wshfc.org.