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Clark County Down Payment Assistance Program

Administered by:
Clark County (in partnership with Washington State Housing Finance Commission)
· County · Deferred Loan
Funding status: Active

How much assistance

Up to $60,000 ($45,000 from Clark County + $15,000 from WSHFC)
Not forgiven. Repaid at 2% simple interest when home is sold, transferred, refinanced, or no longer owner-occupied.

Eligibility

  • Income limits: At or below 90% of Area Median Income (approximately $105,210 for a household of four in Clark County).
  • Purchase price limit: $600,000
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 620
  • Geographic restrictions: Property must be located in Clark County, WA and used as primary residence. Must be used with a WSHFC Home Advantage or Opportunity first mortgage.
  • Homebuyer education required: Yes

How to Apply for Clark County Down Payment Assistance Program

Complete a free Homebuyer Education Seminar through WSHFC and obtain certificate. Work with a WSHFC-participating lender to get pre-approved for a Home Advantage or Opportunity first mortgage. Attend a one-on-one pre-purchase counseling session before closing. Apply through your lender, who will submit the DPA reservation to WSHFC.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)