See programs you qualify for
Get Matched Free →Cleveland County First Home Program (CCHLA)
Funding status: Active
How much assistance
3.5% of total mortgage amount (averages about $9,000)
Down payment assistance is fully forgiven after 5 years of owner-occupancy.
Eligibility
- Income limits: Income limits based on CCHLA program guidelines; verify current limits with an approved lender.
- First-time buyer required: Yes — First-time homebuyer required, defined as not having owned a home in the past 3 years. Exceptions for individuals moving to Cleveland County for the first time.
- Credit score minimum: 620
- Geographic restrictions: Property must be located in Cleveland County, OK (includes Norman, Moore, and surrounding areas).
- Homebuyer education required: Yes
How to Apply for Cleveland County First Home Program (CCHLA)
Apply through one of the 12 CCHLA-approved participating lenders. Program pairs the 3.5% forgivable DPA with a 30-year fixed below-market mortgage.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides