Coastal Empire Habitat for Humanity Homeownership Program

Administered by: Coastal Empire Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with zero-interest mortgage (Zero-Interest Loan)

Zero-interest, no-profit mortgage. Monthly payments based on household income and ability to pay.

Eligibility

  • Income limits: Low-income households (generally 30% to 80% AMI)
  • First-time buyer required: No
  • Geographic restrictions: Savannah and Chatham County, Georgia.
  • Homebuyer education required: Yes

How to Apply for Coastal Empire Habitat for Humanity Homeownership Program

Step 1: Visit habitatsavannah.org to check application availability. Applicants must demonstrate a need for housing, the ability to pay an affordable mortgage, and a willingness to partner through sweat equity hours. Complete the application at habitatsavannah.org/application when applications are open.

Notes

Builds homes in partnership with qualifying families. Requires sweat equity volunteer hours. Homes are sold, not given, to partner families. Contact Coastal Empire Habitat for Humanity for current application status.

Cities Where This Program Is Available