Columbus Area Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Zero-interest mortgage on newly constructed Habitat home sold at no profit (Zero-Interest Loan)
Zero-interest mortgage for the life of the loan.
Eligibility
- Income limits: Household income must fall within Habitat income guidelines (typically low-income for Muscogee County).
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must have lived in Muscogee County for one year or more.
- Homebuyer education required: Yes
How to Apply for Columbus Area Habitat for Humanity Homeownership Program
Step 1: Pick up an application at the office located at 3520 River Road, Columbus, GA 31904, or call 706-653-6003. Must have had the same job or source of verifiable income for 6 months or more. Must be willing to make a cash down payment and contribute required sweat equity hours. Families typically move in within 1-2 years of application.
Notes
Sweat equity hours include a Homeowner Academy with training on finances, home repair, homeownership, and community responsibility. Families must live on a lot provided by Habitat.