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Get Matched Free →Community Frameworks HomeStarts Program
Funding status: Active
How much assistance
Up to $20,000
Not forgivable. Deferred repayment; repaid at sale, transfer, or refinance.
Eligibility
- Income limits: Income limits apply (verify exact thresholds with Community Frameworks)
- First-time buyer required: Yes — HUD definition: borrower has not owned a primary residence in the past three years, with standard exceptions.
- Geographic restrictions: Spokane County. Must pair with a qualifying new-construction home offered through Community Frameworks' HomeStarts inventory.
- Homebuyer education required: Yes
How to Apply for Community Frameworks HomeStarts Program
Step 1: Contact Community Frameworks at (509) 484-6733 to confirm program availability.
Step 2: Complete the required homebuyer education course.
Step 3: Qualify with a partner lender for a first mortgage.
Step 4: Select a qualifying new-construction home from the HomeStarts inventory.
Step 5: Apply for the deferred DPA second mortgage at closing.
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