See programs you qualify for

Community Frameworks HomeStarts Program

Administered by: Community Frameworks · Nonprofit · Deferred Loan

Funding status: Active

How much assistance

Up to $20,000 (Deferred Loan)

Not forgivable. Deferred repayment; repaid at sale, transfer, or refinance.

Income limits: Income limits apply (verify exact thresholds with Community Frameworks)
First-time buyer required: Yes — HUD definition: borrower has not owned a primary residence in the past three years, with standard exceptions.
Geographic restrictions: Spokane County. Must pair with a qualifying new-construction home offered through Community Frameworks' HomeStarts inventory.
Homebuyer education required: Yes

Step 1: Contact Community Frameworks at (509) 484-6733 to confirm program availability.

Step 2: Complete the required homebuyer education course.

Step 3: Qualify with a partner lender for a first mortgage.

Step 4: Select a qualifying new-construction home from the HomeStarts inventory.

Step 5: Apply for the deferred DPA second mortgage at closing.

Community Frameworks is a regional CDFI at 907 W Riverside Ave, Spokane, WA 99201. Income limits and exact terms should be confirmed directly.