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Community Home Trust Homeownership Program

Administered by:
Community Home Trust
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Homes sold 30-50% below market value through community land trust model
Homeowners purchase at below-market price and resell to CHT at a fixed price, earning a controlled amount of equity. Homes remain permanently affordable.

Eligibility

  • Income limits: Must earn 80% or below the Area Median Income (AMI)
  • First-time buyer required: Yes — Must be a first-time homebuyer or not have owned a home within the last three years.
  • Geographic restrictions: Must live or work in Orange County, NC. Home must be primary residence.
  • Homebuyer education required: Yes

How to Apply for Community Home Trust Homeownership Program

Contact Community Home Trust at 919-967-1545 or visit communityhometrust.org. Applicants must attend an 8-hour Certified First Time Homebuyers' Education class, which is free.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)