See programs you qualify for

Get Matched Free →

Community Homebuyers Corporation Homeownership Assistance Program

Administered by: Community Homebuyers Corporation · Nonprofit · Forgivable Loan

Funding status: Active

How much assistance

20% of the home purchase price (forgivable second mortgage) (Forgivable Loan)

Grant is forgiven over time while meeting ongoing criteria. Homebuyer must live in the home for 5 years after completing requirements to have the grant fully forgiven.

Eligibility

  • Income limits: Household income may not exceed 80% of area median income (AMI) adjusted for household size
  • Purchase price limit: $175,000
  • First-time buyer required: Yes — Must be a first-time homebuyer
  • Geographic restrictions: Properties must be owner-occupied, single-family units or condominiums within the city limits of South Bend, IN
  • Homebuyer education required: Yes

How to Apply for Community Homebuyers Corporation Homeownership Assistance Program

Step 1: Contact CHC Program Staff at 574-235-5880. You must complete a financial management/budget course and pre-purchase counseling before applying. You may not have a signed purchase agreement at the time of application.

Notes

Partnership between seven local financial institutions and the City of South Bend. Grant funds provided by the City of South Bend. Since 1992, CHC has helped more than 500 families purchase homes.

Cities Where This Program Is Available