CommunityWorks Northside Down Payment Assistance

Administered by: CommunityWorks Carolina / Northside Development Group · Nonprofit · Forgivable Loan

Funding status: Active

How much assistance

Up to $20,000 (Forgivable Loan)

Terms vary based on buyer's mortgage and financial situation. Contact CommunityWorks for specific forgiveness details.

Eligibility

  • Income limits: Based on buyer's financial situation and need. Amount of funds contingent on mortgage and financial need.
  • First-time buyer required: Yes
  • Geographic restrictions: Must purchase a home in the Northside neighborhood of Spartanburg.
  • Homebuyer education required: No

How to Apply for CommunityWorks Northside Down Payment Assistance

Step 1: Contact CommunityWorks at 864-235-6331 or hba@cwcarolina.org. Funds awarded on a first come, first served basis. A $325 loan origination fee applies.

Visit program website

Notes

Partnership between CommunityWorks and Northside Development Group. Spartanburg Regional Healthcare System also offers additional forgivable loans of up to $5,000 for buyers at or below 200% AMI, plus up to $15,000 for Spartanburg Regional employees buying in the Northside.

Cities Where This Program Is Available

Available Statewide In