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City of Corpus Christi Homebuyer Assistance Program

Administered by:
City of Corpus Christi Neighborhood Services Department
· City · Forgivable Loan
Funding status: Seasonal

How much assistance

Up to $25,000 in down payment assistance plus up to $10,000 for closing costs
Zero-interest forgivable loan with a term of 5 to 10 years depending on the amount of assistance received.

Eligibility

  • Income limits: At or below 80% of Area Median Income. Family of 4: $55,450.
  • Purchase price limit: $238,000
  • First-time buyer required: Yes Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase within Corpus Christi city limits.
  • Homebuyer education required: Yes

How to Apply for City of Corpus Christi Homebuyer Assistance Program

Step 1: Check your household income against current HUD income limits for the Corpus Christi area (at or below 80% AMI; $55,450 for a family of four).

Step 2: Complete a HUD-approved homebuyer education course. Catholic Charities of Corpus Christi offers pre-purchase education workshops and counseling at (361) 884-0651.

Step 3: Contact the City of Corpus Christi Neighborhood Services Department at (361) 826-3010 to confirm the application period is open and request an application.

Step 4: Gather required documentation including proof of income, identification, and residency.

Step 5: Find a home within Corpus Christi city limits that meets the purchase price limits: $173,000 for existing homes or $238,000 for new construction.

Step 6: Submit your application and work with your lender to close on the home.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)