City of Corpus Christi Homebuyer Assistance Program
How much assistance
Up to $25,000 in down payment assistance plus up to $10,000 for closing costs (Forgivable Loan)
Zero-interest forgivable loan with a term of 5 to 10 years depending on the amount of assistance received.
Eligibility
- Income limits: At or below 80% of Area Median Income. Family of 4: $55,450.
- Purchase price limit: $238,000
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must purchase within Corpus Christi city limits.
- Homebuyer education required: Yes
How to Apply for City of Corpus Christi Homebuyer Assistance Program
Step 1: Check your household income against current HUD income limits for the Corpus Christi area (at or below 80% AMI; $55,450 for a family of four).
Step 2: Complete a HUD-approved homebuyer education course. Catholic Charities of Corpus Christi offers pre-purchase education workshops and counseling at (361) 884-0651.
Step 3: Contact the City of Corpus Christi Neighborhood Services Department at (361) 826-3010 to confirm the application period is open and request an application.
Step 4: Gather required documentation including proof of income, identification, and residency.
Step 5: Find a home within Corpus Christi city limits that meets the purchase price limits: $173,000 for existing homes or $238,000 for new construction.
Step 6: Submit your application and work with your lender to close on the home.
Notes
Application periods are cyclical and close when funds are exhausted. The most recent round received 647 applications exceeding available funding. Maximum sale price: $173,000 for existing pre-owned homes; $238,000 for newly constructed homes. Visit www.cctexas.com/neighborhoodservices for updates.