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Get Matched Free →City of Council Bluffs Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $35,000 (East Manawa Subdivision Phase I); standard program amounts set annually via CDBG budget
Secured through a second mortgage; forgiven after 5 years of owner occupancy.
Eligibility
- Income limits: At or below 80% of Area Median Income for Pottawattamie County / Omaha-Council Bluffs MSA.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Property must be located in Council Bluffs, Iowa. Current priority deployment is the East Manawa Subdivision Phase I (40 newly constructed $175,000 homes).
- Homebuyer education required: Yes
How to Apply for City of Council Bluffs Down Payment Assistance Program
Contact Marianne Collins at the City of Council Bluffs Community Development Department at 712-890-5356 or call the department at 712-890-5350. Buyers must secure a mortgage without a co-signer, agree to occupy the home as a primary residence for at least 5 years, and complete homebuyer education through Family Housing Advisory Services.
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