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Covington Homebuyer Assistance Program

Administered by:
City of Covington Neighborhood Services Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000
Zero-interest loan forgiven over 10 years at 10% per year while owner occupies the home as principal residence.

Eligibility

  • Income limits: At or below 80% of Area Median Income (AMI)
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a home within the City of Covington, KY.
  • Homebuyer education required: Yes

How to Apply for Covington Homebuyer Assistance Program

Apply online at the Covington Neighborly Software portal. A fully accepted purchase contract is required before funds can be reserved. Applications are processed on a first-come, first-served basis as funding remains available. Homebuyer education through a HUD-approved counseling agency is required.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)