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Get Matched Free →Dover First Start Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $20,000
Zero-interest forgivable loan with no monthly payments. Fully forgiven after 10 years of owner-occupancy as primary residence. If sold, transferred, or no longer primary residence within 10 years, the full amount must be repaid.
Eligibility
- Income limits: Household income cannot exceed 80% of the area median income for the City of Dover, based on family size per HUD guidelines.
- First-time buyer required: Yes — Must not have owned a principal residence in the last 3 years. Exception for single parents who have not owned a home for at least one year except as part of a joint ownership.
- Credit score minimum: 620
- Geographic restrictions: Property must be within the City of Dover limits and used as primary residence.
- Homebuyer education required: Yes
How to Apply for Dover First Start Down Payment Assistance Program
Call 302-703-0727 for information and to apply. Borrower must have at least $1,000 of their own cash (excluding gifts). Must use an FHA, VA, or Conventional loan as the first mortgage.
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