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DreamKey Partners NeighborhoodLIFT Program

Administered by:
DreamKey Partners
· Nonprofit · Forgivable Loan
Funding status: Active

How much assistance

Forgivable loan for down payment and closing costs
Five-year forgivable loan. As long as the borrower resides in the home, the loan is forgiven at 20% each year on the anniversary date of settlement.

Eligibility

  • First-time buyer required: Yes —
  • Geographic restrictions: Must purchase owner-occupied property in Cabarrus, Gaston, Mecklenburg, Rowan, or Union County.
  • Homebuyer education required: Yes

How to Apply for DreamKey Partners NeighborhoodLIFT Program

Step 1: Complete a homebuyer education course through a HUD-approved agency. Step 2: Contact DreamKey Partners to confirm funding availability and eligibility. Step 3: Get pre-approved for a first mortgage. Step 4: Find an owner-occupied property in one of the five eligible counties. Step 5: Apply through DreamKey Partners for down payment and closing cost assistance.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)