See programs you qualify for

DSHA Home Sweet Home Program

Administered by:

Delaware State Housing Authority (DSHA)

· State · Forgivable Loan

Funding status: Active

How much assistance

Up to $12,000

Zero-interest forgivable second loan. Balance decreases by 10% each year the homeowner resides in the property as their primary residence. Fully forgiven after 10 years.

Eligibility

Income limits: At or below 80% of area median income (AMI). New Castle County: $126,480 (1-2 persons), $158,100 (3+ persons). Kent and Sussex counties: $116,280 (1-2 persons), $145,350 (3+ persons).
Purchase price limit: $285,000
First-time buyer required: No
Credit score minimum: 620
Geographic restrictions: Must purchase within the State of Delaware.
Homebuyer education required: Yes