East Orange HOMEbuyers Purchase Program

Administered by: City of East Orange Neighborhood Housing & Revitalization · City · Deferred Loan

Funding status: Active

How much assistance

Up to $25,000 (Deferred Loan)

Deferred payment loan. No repayment required while owner occupies the property as primary residence.

Eligibility

  • Income limits: Low-income and very low-income households as defined by HUD income limits for Essex County
  • First-time buyer required: Yes — Must be a first-time homebuyer purchasing a home in East Orange.
  • Geographic restrictions: Must purchase a home within the City of East Orange.
  • Homebuyer education required: Yes

How to Apply for East Orange HOMEbuyers Purchase Program

Step 1: Contact the City of East Orange Neighborhood Housing & Revitalization office at 973-266-5411, ext. 5412 or email lynn.white@eastorange-nj.gov. Attend a HUD-approved housing counseling class and obtain a certificate. Submit application with required documentation.

Notes

Minimum assistance is $1,000 per dwelling unit. Funds can be used for down payment, closing costs, essential home repairs, or interest/mortgage buy-down.

Cities Where This Program Is Available