El Paso HFC Mi Casa Homebuyer Grant Program

Administered by: El Paso Housing Finance Corporation · City · Grant

Funding status: Active

How much assistance

Up to 4% of mortgage amount or up to $20,000 in down payment assistance (Grant)

Grant funds never have to be repaid.

Eligibility

  • Income limits: Must meet income limits set by El Paso Housing Finance Corporation
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Must purchase within El Paso city limits. Home must be borrower's primary residence.
  • Homebuyer education required: Yes

How to Apply for El Paso HFC Mi Casa Homebuyer Grant Program

Step 1: Contact an approved lender participating in the Mi Casa program.

Step 2: Complete a homebuyer education course through a HUD-approved provider.

Step 3: Get pre-approved for a government-backed mortgage (FHA, VA, or USDA) through the program.

Step 4: Find a home within El Paso city limits that meets program requirements.

Step 5: The lender will process your Mi Casa grant application alongside your mortgage.

Visit program website

Notes

Paired with a competitive fixed-rate government mortgage. Grant covers full down payment for government-backed loans requiring 3% down, plus closing costs. Contact El Paso HFC at (915) 228-9336 for current program details.

Cities Where This Program Is Available