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Everett First-Time Homebuyer Down Payment Assistance Program

Administered by:
City of Everett Planning and Development Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $20,000
20% of the original loan amount is forgiven each year over five years, provided the home remains the borrower's primary residence and program requirements are met.

Eligibility

  • Income limits: Household income up to 150% of Area Median Income (AMI)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Originally limited to Everett residents; expanded to include non-Everett residents.
  • Homebuyer education required: Yes

How to Apply for Everett First-Time Homebuyer Down Payment Assistance Program

Applications are available at the City of Everett Planning Department or either of the two Everett Public Library locations. Assistance is provided on a first-come, first-served basis. Contact Matt Lattanzi at 617-394-2230 or matt.lattanzi@ci.everett.ma.us for more information.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)