Family Trust Federal Credit Union First-Time Homebuyer Mortgage

Administered by: Family Trust Federal Credit Union · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

100% financing available (no down payment required on qualifying loans) (Zero-Interest Loan)

Eligibility

  • Income limits: Standard credit qualification required
  • First-time buyer required: Yes — Must be a first-time homebuyer for certain loan products.
  • Geographic restrictions: Serves York County, Chester County, Lancaster County, and surrounding areas in SC and NC.
  • Homebuyer education required: No

How to Apply for Family Trust Federal Credit Union First-Time Homebuyer Mortgage

Step 1: Contact Family Trust Federal Credit Union at (803) 367-4100 or visit a branch in Rock Hill. Must become a credit union member. Offers first-time homebuyer, 100% financing, FHA, VA, USDA, and conventional mortgage loan options.

Visit program website

Notes

Headquartered in Rock Hill, SC. One of the largest credit unions in the York County area. Also offers FHA, VA, USDA, jumbo, construction, and land loans. Member since 1957.

Cities Where This Program Is Available