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Get Matched Free →FHLB Cincinnati Welcome Home Program
Funding status: Active
How much assistance
Grants of $10,000 to $20,000; up to $25,000 for veterans, active-duty military, and surviving spouses
Subject to a 5-year retention period. FHLB Cincinnati must be notified of any refinancing, sale, foreclosure, or change in ownership during the 5-year period.
Eligibility
- Income limits: Total household income must be at or below 80% of the Mortgage Revenue Bond (MRB) limit for the county.
- First-time buyer required: Yes — First-time homebuyers must complete a homeownership counseling program.
- Geographic restrictions: Must purchase a home in Ohio, Kentucky, or Tennessee (FHLB Cincinnati service area).
- Homebuyer education required: Yes
How to Apply for FHLB Cincinnati Welcome Home Program
Apply through an FHLB Cincinnati member bank or credit union. Funds are limited and awarded on a first-come, first-served basis. The 2026 program opened April 6, 2026.
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Cities Where This Program Is Available (60 cities across 2 states)
Kentucky (17 cities)
Ohio (43 cities)
- Akron, OH
- Beavercreek, OH
- Bowling Green, OH
- Brunswick, OH
- Canton, OH
- Cincinnati, OH
- Cleveland, OH
- Cleveland Heights, OH
- Columbus, OH
- Cuyahoga Falls, OH
- Dayton, OH
- Delaware, OH
- Fairborn, OH
- Fairfield, OH
- Findlay, OH
- Gahanna, OH
- Grove City, OH
- Hamilton, OH
- Hilliard, OH
- Huber Heights, OH
- Lakewood, OH
- Lancaster, OH
- Lima, OH
- Lorain, OH
- Marion, OH
- Mason, OH
- Massillon, OH
- Mentor, OH
- Newark, OH
- North Olmsted, OH
- North Ridgeville, OH
- North Royalton, OH
- Parma, OH
- Reynoldsburg, OH
- Springfield, OH
- Stow, OH
- Strongsville, OH
- Toledo, OH
- Upper Arlington, OH
- Warren, OH
- Westerville, OH
- Westlake, OH
- Youngstown, OH