FHLB Dallas HELP Program

Administered by: Federal Home Loan Bank of Dallas · Nonprofit · Grant

Funding status: Active

How much assistance

Up to $20,000 (Grant)

Grant funds do not need to be repaid.

Eligibility

  • Income limits: Income-qualified. Specific limits set by participating member institution.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Available in Mississippi through FHLB Dallas member institutions such as Renaissance Community Loan Fund in Gulfport.
  • Homebuyer education required: No

How to Apply for FHLB Dallas HELP Program

Step 1: Apply through a participating FHLB Dallas member institution. In the Gulfport area, contact Renaissance Community Loan Fund (RCLF) to apply. Funding is based on availability as set by FHLB Dallas.

Notes

FHLB Dallas allocated $22 million for 2025 HELP funding. Program is first-come, first-served and funding rounds can be depleted quickly. Mississippi homebuyers may receive up to $20,000. Verify current funding availability with RCLF before applying.

Cities Where This Program Is Available