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Get Matched Free →First Coast Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with 1% down payment, no closing costs, and no commissions through exclusive lending partners
Affordable mortgage payments set at approximately 30% of gross monthly income. Program includes sweat equity requirement.
Eligibility
- Income limits: Household income at or below 60% of the Area Median Income
- First-time buyer required: Yes — Must not have owned a home in the past 5 years.
- Geographic restrictions: Serves Jacksonville and Northeast Florida (Duval, Nassau, Baker, and St. Johns counties).
- Homebuyer education required: Yes
How to Apply for First Coast Habitat for Humanity Homeownership Program
Apply through First Coast Habitat for Humanity. Applicants are selected based on level of housing need, willingness to partner with Habitat (including sweat equity hours), and ability to repay an affordable mortgage.
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