Flagler County SHIP Purchase Assistance Program

Administered by: Flagler County Housing Services · County · Forgivable Loan

Funding status: Active

How much assistance

Varies by funding availability (Forgivable Loan)

Structured as a forgivable second mortgage. Specific terms set by the local housing assistance plan.

Eligibility

  • Income limits: Must meet income eligibility limits; available to low and moderate-income households
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within Flagler County.
  • Homebuyer education required: Yes

How to Apply for Flagler County SHIP Purchase Assistance Program

Step 1: Contact Flagler County Housing Services for application information. Complete a HUD-approved homebuyer education course through Mid-Florida Housing Partnership at 386-274-4441. Obtain first mortgage pre-approval and submit a complete application.

Visit program website

Notes

Joint SHIP program between Flagler County and City of Palm Coast. Verify current assistance amounts with Flagler County Housing Services as amounts vary by funding cycle.

Cities Where This Program Is Available