Flint River Habitat for Humanity Homeownership Program

Administered by: Flint River Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Zero-interest 30-year mortgage on newly constructed Habitat home; average monthly payments between $600 and $750 (Zero-Interest Loan)

Zero-interest mortgage; homeowner completes sweat equity hours during construction.

Eligibility

  • Income limits: Must meet HUD income guidelines (typically 30-80% AMI)
  • First-time buyer required: Yes — First-time homebuyers who demonstrate need for housing and ability to pay affordable mortgage.
  • Geographic restrictions: Albany and Dougherty County, Georgia.
  • Homebuyer education required: Yes

How to Apply for Flint River Habitat for Humanity Homeownership Program

Step 1: Contact Flint River Habitat for Humanity in Albany to apply. Applicants must demonstrate housing need, meet HUD income guidelines, and commit to sweat equity partnership hours building alongside volunteers.

Visit program website

Notes

Operating since its founding in Albany. Currently building a 60-home Brook Hollow subdivision. Also known as Albany Area Habitat for Humanity. Partners with Robins Financial Credit Union and community volunteers.

Cities Where This Program Is Available