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Get Matched Free →City of Fort Lauderdale First-Time Homebuyers Program
Funding status: Active
How much assistance
Up to $75,000
Zero-interest deferred-payment second mortgage with no monthly payments. Loan is forgiven after 15 years of owner-occupancy. Due upon sale, refinance, or transfer before the affordability period ends.
Eligibility
- Income limits: Household income at or below 80% of Area Median Income (AMI)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Credit score minimum: 660
- Geographic restrictions: Property must be within Fort Lauderdale city limits.
- Homebuyer education required: Yes
How to Apply for City of Fort Lauderdale First-Time Homebuyers Program
Contact the First-Time Homebuyers Program at 954-828-4527. Buyers must contribute at least $1,000 or 1% of the purchase price from personal funds. Complete HUD-approved homebuyer education prior to application.
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