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Fort Smith Homebuyers Assistance Program

Administered by:
Crawford-Sebastian Community Development Council (CSCDC)
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000 as a forgivable loan for down payment and closing costs
Affordability period of 5, 10, or 15 years depending on total assistance amount. If the borrower sells before the affordability period ends, a portion must be repaid to the City of Fort Smith.

Eligibility

  • Income limits: Must meet low to moderate income limits. Must be certified as income eligible by CSCDC using the HUD Income Calculator.
  • First-time buyer required: No
  • Geographic restrictions: Must purchase within the city limits of Fort Smith, AR.
  • Homebuyer education required: Yes

How to Apply for Fort Smith Homebuyers Assistance Program

Contact Crawford-Sebastian Community Development Council at 479-785-2303. Attend the CSCDC Homebuyer Education class and complete one-on-one pre-purchase counseling. Must pay $500 out-of-pocket. Must use an approved lender. Property must pass environmental review and City of Fort Smith housing inspection.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)