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Get Matched Free →City of Gary First Time Homebuyer Program (HON)
How much assistance
Up to 10% of purchase price or $10,000, whichever is less. Amount varies by AMI: 80-70% AMI up to $4,000; 69-60% AMI up to $5,000; 59-50% AMI up to $6,000 (Forgivable Loan)
Eligibility
- Income limits: 1-person: $40,800; 2-person: $46,600; 3-person: $52,450; 4-person: $58,250; 5-person: $62,950; 6-person: $67,600
- First-time buyer required: Yes — Must not have owned a home in the past 3 years
- Geographic restrictions: Must purchase a single-family home in a City of Gary Target Area
- Homebuyer education required: Yes
How to Apply for City of Gary First Time Homebuyer Program (HON)
Step 1: Contact the City of Gary Community Development Division at (219) 881-5075 for information on scheduled Homebuyer Education Workshop dates. Complete the HON Homebuyer Education Workshop and counseling sessions, then apply for assistance on a first-come, first-served basis. Certificates from other HUD-certified agencies are accepted if dated within 12 months of application.
Notes
Uses HOME Investment Partnerships Program funds. Assistance provided as forgivable loan for down payment, principal reduction, and closing costs. One-time assistance only.