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Greater Albuquerque Habitat for Humanity Homeownership Program

Administered by:

Greater Albuquerque Habitat for Humanity
· Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with 0% interest mortgage; monthly payment generally around 30% of household gross monthly income

Mortgage is 0% interest. Long-term affordability covenants apply.

Eligibility

  • Income limits:
    Households up to 80% of Area Median Income for the Albuquerque area.
  • First-time buyer required: Yes
    Must be a first-time homebuyer with demonstrated need for housing and ability to pay an affordable mortgage.
  • Geographic restrictions:
    Service area includes Bernalillo County, Sandoval County, Torrance County, and Valencia County, NM (covers Albuquerque, Rio Rancho, Bernalillo, Corrales, Placitas, and northwest metro area).
  • Homebuyer education required: Yes

How to Apply for Greater Albuquerque Habitat for Humanity Homeownership Program

Submit an inquiry through the Habitat website. Selected applicants complete homeownership education classes and contribute sweat equity by helping build their home and others. Contact (505) 265-0057 with questions.

Notes

Annual application cycle. Verify next application window with Habitat.

Cities Where This Program Is Available (3 citys across 1 state)