Greater Springfield Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with low interest rate; homes sold at no profit (Zero-Interest Loan)
Affordable mortgage terms based on income.
Eligibility
- Income limits: Low-income households as defined by HUD guidelines
- First-time buyer required: No
- Geographic restrictions: Serves Springfield, Monson, Palmer, Brimfield, Wales, Ludlow, Chicopee, East Longmeadow, Longmeadow, Agawam, Holyoke, West Springfield, Westfield, Southwick, Russell, Granville, Hampden, and Montgomery.
- Homebuyer education required: Yes
How to Apply for Greater Springfield Habitat for Humanity Homeownership Program
Step 1: Apply through Greater Springfield Habitat for Humanity. Selected partner families work alongside volunteers to build their homes and participate in homeowner readiness training.
Notes
Houses are built with volunteer labor and donations of money and materials, then sold to partner families at no profit with affordable mortgage terms.