Greenville NC Down Payment Assistance Program

Administered by: City of Greenville Community Development Division · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $40,000 (Forgivable Loan)

Eligibility

  • Income limits: Low to moderate income (at or below 80% AMI for Pitt County)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase within designated target areas in Greenville city limits, including Cherry View, Perkins Town, Biltmore, and Lincoln Park neighborhoods.
  • Homebuyer education required: Yes

How to Apply for Greenville NC Down Payment Assistance Program

Step 1: Call 252-329-4481 to schedule an intake appointment with the City of Greenville Community Development Division.

Step 2: Complete required homebuyer education.

Step 3: Verify your income meets low-to-moderate income requirements.

Step 4: Work with a participating lender to get pre-approved for a mortgage.

Step 5: Find a home within designated target areas in Greenville city limits.

Step 6: Submit your application for down payment and closing cost assistance.

Visit program website

Notes

Funded through CDBG and HOME funds. Assistance covers down payment and/or closing costs. Target areas include the West Greenville 45-Block Revitalization Program area. Verify current funding availability with the Community Development Division.

Cities Where This Program Is Available