Habitat for Humanity of Anderson County Homeownership
How much assistance
Affordable zero-interest mortgage (no traditional down payment required) (Zero-Interest Loan)
Zero-percent interest mortgage with affordable monthly payments based on household income.
Eligibility
- Income limits: Household income must be below 60% of the area median income (AMI) for Anderson County
- First-time buyer required: No
- Geographic restrictions: Must live or work in Anderson County for at least one year. Must be a legal resident of the United States.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Anderson County Homeownership
Step 1: Housing applications are accepted during specific periods posted on the Habitat Anderson website. Complete 300 hours of sweat equity per household, including construction, ReStore volunteering, and financial education classes. Call (864) 375-1177 for more information.
Notes
Habitat Anderson has helped more than 80 low-income households achieve affordable homeownership. Applicants must demonstrate a housing need such as overcrowded, temporary, or substandard current housing. Application process involves partnership with Habitat including sweat equity and financial education.