Habitat for Humanity of Berkeley County Homeownership Program

Administered by: Habitat for Humanity of Berkeley County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

1% interest mortgage with homes averaging approximately $120,000. Monthly payments of $550-$650 including escrow. (Zero-Interest Loan)

1% interest rate over a 30-year term. Home is sold at no profit.

Eligibility

  • Income limits: Must meet income requirements as defined by Habitat for Humanity of Berkeley County guidelines.
  • First-time buyer required: Yes — Must demonstrate need for safe, decent, and affordable housing.
  • Geographic restrictions: Must live or work in Berkeley County, SC.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Berkeley County Homeownership Program

Step 1: Contact Habitat for Humanity of Berkeley County at (843) 203-3749 or email office@berkeleyhabitat.org. Visit their office at 1 Belknap Rd, Goose Creek, SC 29445. The program takes approximately 12-18 months to complete after approval and includes sweat equity hours, homeownership education, and financial coaching.

Visit program website

Notes

Homes cost approximately $120,000 with monthly payments of $550-$650 including escrow for insurance and taxes (utilities not included). Applicants must provide sweat equity hours and participate in homeownership education. Program timeline is 12-18 months from approval to home purchase.

Cities Where This Program Is Available