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Get Matched Free →Habitat for Humanity of Berkeley County Homeownership Program
Funding status: Active
How much assistance
1% interest mortgage with homes averaging approximately $120,000. Monthly payments of $550-$650 including escrow.
1% interest rate over a 30-year term. Home is sold at no profit.
Eligibility
- Income limits: Must meet income requirements as defined by Habitat for Humanity of Berkeley County guidelines.
- First-time buyer required: Yes — Must demonstrate need for safe, decent, and affordable housing.
- Geographic restrictions: Must live or work in Berkeley County, SC.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Berkeley County Homeownership Program
Step 1: Contact Habitat for Humanity of Berkeley County at (843) 203-3749 or email office@berkeleyhabitat.org. Visit their office at 1 Belknap Rd, Goose Creek, SC 29445. The program takes approximately 12-18 months to complete after approval and includes sweat equity hours, homeownership education, and financial coaching.
Notes
Homes cost approximately $120,000 with monthly payments of $550-$650 including escrow for insurance and taxes (utilities not included). Applicants must provide sweat equity hours and participate in homeownership education. Program timeline is 12-18 months from approval to home purchase.