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Get Matched Free →Habitat for Humanity Cabarrus County Homeownership Program
Funding status: Active
How much assistance
Affordable Habitat mortgage with zero-interest terms
Repaid through affordable monthly mortgage payments reinvested into building additional Habitat homes.
Eligibility
- Income limits: At or below 60% AMI for Cabarrus County
- First-time buyer required: No
- Geographic restrictions: Must reside in Cabarrus County or the City of Kannapolis for at least one year.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Cabarrus County Homeownership Program
Step 1: Attend an information session or download the application from the Habitat for Humanity Cabarrus County website.
Step 2: Demonstrate housing need and income at or below 60% AMI.
Step 3: Commit to required sweat equity hours working alongside volunteers.
Step 4: Complete homebuyer education.
Step 5: Show ability to repay an affordable mortgage.
Step 6: Contact Habitat Cabarrus at 8 Church Street SE, Concord, NC 28025.
Notes
Applications typically open during summer months. The Board of Directors postponed the 2024 application season; the next homeowner application period was expected during summer 2025. Must be a U.S. citizen or permanent legal resident.