Habitat for Humanity of Central Arkansas Homeownership Program

Administered by: Habitat for Humanity of Central Arkansas · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with zero-interest mortgage and reduced purchase price (Zero-Interest Loan)

Eligibility

  • Income limits: Must demonstrate financial need; income guidelines apply based on household size
  • First-time buyer required: No
  • Geographic restrictions: Pulaski and Lonoke Counties in Central Arkansas.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Central Arkansas Homeownership Program

Step 1: Contact Habitat for Humanity of Central Arkansas at (501) 771-9494 to apply. Applicants are selected based on level of need, willingness to partner (including sweat equity hours), and ability to repay an affordable mortgage.

Notes

Habitat builds or rehabilitates homes and sells them at affordable prices with zero-interest mortgages. Homebuyers must invest hundreds of hours of sweat equity. Over 253 homes built and 838 homes rehabbed in the area.

Cities Where This Program Is Available