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Habitat for Humanity Clark & Floyd Indiana Homeownership

Administered by: Habitat for Humanity Clark & Floyd Indiana · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built home with zero-interest terms over 25 years (Zero-Interest Loan)

Zero-interest mortgage over 25 years covering all overhead costs. Affordable monthly payments based on income.

Eligibility

  • Income limits: Low-income households; must demonstrate need for adequate housing and ability to pay a Habitat mortgage
  • First-time buyer required: No
  • Geographic restrictions: Must purchase in Clark County or Floyd County, IN.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Clark & Floyd Indiana Homeownership

Step 1: Contact Habitat for Humanity Clark & Floyd Indiana in New Albany, IN. Selected applicants must attend a year of classes on homeownership and financial literacy and help physically build their home and other Habitat homes.

Notes

Currently building 11 new homes in Jeffersonville's Claysburg neighborhood (Spring Hill Station Project) with a $100,000 grant from the Community Foundation of Southern Indiana.

Cities Where This Program Is Available