Habitat for Humanity of Coastal Fairfield County Homeownership Program
Funding status: Active
How much assistance
No down payment required; 0% interest 30-year mortgage (Zero-Interest Loan)
Monthly mortgage payments are set at no more than 30% of the household income for a 30-year term.
Eligibility
- Income limits: Household income must be between 40% and 70% of the Area Median Income.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Serves the Greater Bridgeport area and coastal Fairfield County.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Coastal Fairfield County Homeownership Program
Step 1: Contact Habitat for Humanity of Coastal Fairfield County to inquire about the application process. Applicants must invest 500 hours of sweat equity and attend homeowner education classes.
Notes
Founded in 1985, Habitat CFC has built nearly 300 homes housing over 1,227 family members. Homes are built in partnership with qualifying families. This is not a traditional DPA program but a full homeownership program with an affordable mortgage.