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Cowlitz County Habitat for Humanity Homeownership Program

Administered by:
Cowlitz County Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Below-market home purchase with 0% interest 30-year Habitat mortgage; effective subsidy typically tens of thousands of dollars
Long-term affordability preserved through resale restrictions

Eligibility

  • Income limits: Low-income households as defined annually by HUD for Cowlitz County (typically 30%-80% AMI)
  • First-time buyer required: Yes — First-time homebuyer (no homeownership in the past three years)
  • Geographic restrictions: Cowlitz County, Washington
  • Homebuyer education required: Yes

How to Apply for Cowlitz County Habitat for Humanity Homeownership Program

Contact Cowlitz County Habitat for Humanity at 360-425-6177 or cowlitzhabitat.org. Selection is based on need, willingness to partner, and ability to repay an affordable mortgage. Approved partner families complete 500 sweat equity hours building their home before purchasing.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)