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Habitat for Humanity of El Paso Homeownership Program

Administered by:
Habitat for Humanity of El Paso
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable home with zero-interest mortgage; average home cost around $55,000 with monthly payments of $350-$400
Zero-interest mortgage financed over 25 years. Homeowners invest 300-400 hours of sweat equity building their home.

Eligibility

  • Income limits: Must demonstrate financial need and ability to repay affordable mortgage
  • First-time buyer required: No
  • Geographic restrictions: El Paso County
  • Homebuyer education required: No

How to Apply for Habitat for Humanity of El Paso Homeownership Program

Step 1: Contact Habitat for Humanity of El Paso to learn about current openings and application timelines.

Step 2: Attend an informational session to understand program requirements.

Step 3: Submit a homeownership application demonstrating your level of need and willingness to partner.

Step 4: If selected, commit to 300-400 hours of sweat equity helping build your home.

Step 5: Complete any required homebuyer education and financial literacy courses.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)