Habitat for Humanity of El Paso Homeownership Program
How much assistance
Affordable home with zero-interest mortgage; average home cost around $55,000 with monthly payments of $350-$400 (Zero-Interest Loan)
Zero-interest mortgage financed over 25 years. Homeowners invest 300-400 hours of sweat equity building their home.
Eligibility
- Income limits: Must demonstrate financial need and ability to repay affordable mortgage
- First-time buyer required: No
- Geographic restrictions: El Paso County
- Homebuyer education required: No
How to Apply for Habitat for Humanity of El Paso Homeownership Program
Step 1: Contact Habitat for Humanity of El Paso to learn about current openings and application timelines.
Step 2: Attend an informational session to understand program requirements.
Step 3: Submit a homeownership application demonstrating your level of need and willingness to partner.
Step 4: If selected, commit to 300-400 hours of sweat equity helping build your home.
Step 5: Complete any required homebuyer education and financial literacy courses.
Notes
Established in 1989, Habitat El Paso has built over 60 homes. Homes are sold at no profit with affordable zero-interest mortgages. Selection based on applicant need, willingness to partner, and ability to repay.