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Habitat for Humanity of Elkhart County Homeownership

Administered by: Habitat for Humanity of Elkhart County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built home with zero-interest terms (Zero-Interest Loan)

Zero-interest mortgage with affordable monthly payments based on approximately 25% of gross monthly income.

Eligibility

  • Income limits: Low-income households; must demonstrate need for housing and ability to pay
  • First-time buyer required: No
  • Geographic restrictions: Must purchase in Elkhart County, IN.
  • Homebuyer education required: No

How to Apply for Habitat for Humanity of Elkhart County Homeownership

Step 1: Contact Habitat for Humanity of Elkhart County at their Goshen, IN office. The application cycle typically opens in April. The homeownership program takes 12-18 months to complete. Applicants must complete 300 hours of sweat equity volunteer service per household.

Notes

Founded in 1986. Next application cycle opens April 2026.

Cities Where This Program Is Available