Greater Erie Area Habitat for Humanity Homeownership Program

Administered by: Greater Erie Area Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable 0% interest 30-year mortgage on a Habitat-built or renovated home (Zero-Interest Loan)

Affordable mortgage payments based on income; 30-year term at 0% interest

Eligibility

  • Income limits: Must fall within Habitat income guidelines (generally 30-80% AMI depending on household size)
  • First-time buyer required: Yes
  • Geographic restrictions: Erie, PA and surrounding Erie County areas
  • Homebuyer education required: Yes

How to Apply for Greater Erie Area Habitat for Humanity Homeownership Program

Step 1: Visit habitaterie.org and email to be placed on the wait list. Program Application Sessions occur on an as-needed basis.

Notes

Incorporated in 1989, Habitat Erie has completed 78 new home builds providing housing for more than 250 children and adults. Applicants must demonstrate need for adequate housing, fall within income guidelines, have the ability to pay a Habitat mortgage, and complete 300 sweat equity hours. Homes are sold at market value with 0% interest mortgages.

Cities Where This Program Is Available