Habitat for Humanity of Greater Garland Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase with below-market mortgage (Zero-Interest Loan)
Homes sold at no profit with affordable loan terms. Monthly mortgage payments required.
Eligibility
- Income limits: Gross annual income between 30% and 80% of Area Median Income based on family size
- First-time buyer required: Yes — First-time homebuyers seeking affordable homeownership.
- Geographic restrictions: Must live or work in Garland, Rowlett, or Sachse for at least one year.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Greater Garland Homeownership Program
Step 1: Check the Garland Habitat website for application availability. When applications are open, complete the eligibility requirements including income verification. Homebuyers must complete 300-450 sweat equity hours before closing. Contact Habitat for Humanity of Greater Garland at (972) 414-6894 or info@garlandhabitat.org.
Notes
Not currently accepting applications as of early 2026. Typical homes are 1,250-1,500 sqft with 3 bedrooms, 2 bathrooms, and a 2-car garage. Up to 100 sweat equity hours may be completed by friends and family.