Habitat for Humanity of Marion County Homeownership Program

Administered by: Habitat for Humanity of Marion County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with below-market mortgage; payments capped at 30% of gross monthly income (Zero-Interest Loan)

Homes are built on Habitat for Humanity Community Land Trust property. Homeowners sign a 99-year ground lease at $35 per month and own the house and improvements.

Eligibility

  • Income limits: Must meet income guidelines set by Habitat for Humanity of Marion County.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Homes built in the City of Ocala, Silver Springs Shores, Marion Oaks, and Dunnellon.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Marion County Homeownership Program

Step 1: Contact Habitat for Humanity of Marion County to attend an orientation session. Complete homebuyer education courses and invest sweat equity hours to help build homes. Meet income guidelines and demonstrate the need for adequate housing. Must be a legal U.S. resident.

Visit program website

Notes

All Habitat homes are built on Community Land Trust property. Homeowners own the house but lease the land via a 99-year ground lease at $35/month.

Cities Where This Program Is Available