Habitat for Humanity Philadelphia Homeownership Program

Administered by: Habitat for Humanity Philadelphia · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built or rehabilitated home (Zero-Interest Loan)

Affordable mortgage with payments based on income. No interest charged.

Eligibility

  • Income limits: Must demonstrate financial need. Income qualifications set by Habitat for Humanity Philadelphia.
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a Habitat for Humanity Philadelphia home in the Philadelphia area.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Philadelphia Homeownership Program

Step 1: Apply through Habitat for Humanity Philadelphia. The homeownership program typically takes 8-12 months to complete, including sweat equity hours and financial education, before the purchase process begins.

Visit program website

Notes

Habitat builds and rehabs houses in the Philadelphia area. Applicants are selected based on level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage.

Cities Where This Program Is Available