Habitat for Humanity of Smith County Homeownership Program
Funding status: Active
How much assistance
Affordable home sold at no profit with a zero-interest mortgage (Zero-Interest Loan)
Zero-interest mortgage with affordable monthly payments. No profit is charged on the home sale.
Eligibility
- Income limits: Household income must be between 50% and 80% of the Area Median Income for Tyler.
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must have been a resident of or worked in Smith County for at least one year.
How to Apply for Habitat for Humanity of Smith County Homeownership Program
Step 1: Download and complete the application from the Habitat for Humanity of Smith County website. Applicants must demonstrate need for adequate housing, show consistent stable income for the past 24 months, and be willing to provide sweat equity hours. Credit and background checks are required. Contact Habitat for Humanity of Smith County at 822 W. Front Street, Tyler, TX 75702.
Notes
Habitat builds homes in partnership with qualifying families. Homes are sold at no profit with zero-interest mortgages.