Habitat for Humanity of Trenton Homeownership Program

Administered by: Habitat for Humanity of Trenton · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with no-interest or low-interest repayment terms set by the local Habitat affiliate.

Eligibility

  • Income limits: Based on demonstrated need; must meet low-income requirements set by local Habitat affiliate
  • First-time buyer required: No
  • Geographic restrictions: Homes built or renovated in the Trenton, NJ area.
  • Homebuyer education required: No

How to Apply for Habitat for Humanity of Trenton Homeownership Program

Step 1: Apply through Habitat for Humanity of Trenton or Habitat for Humanity of South Central New Jersey. Homeowners are selected based on level of need, willingness to partner with Habitat (including sweat equity hours), and ability to repay an affordable mortgage.

Notes

This is not a traditional down payment assistance program. Habitat builds or renovates homes and sells them to qualified families at affordable prices with zero-interest or low-interest mortgages. Homebuyers invest hundreds of hours of sweat equity alongside volunteers. Habitat for Humanity of South Central New Jersey also serves the Trenton/Mercer County area.

Cities Where This Program Is Available