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Get Matched Free →Habitat for Humanity in Whatcom County Homeownership Program
Funding status: Active
How much assistance
Below-market home sale with an affordable, zero-interest Habitat mortgage
No forgiveness. Habitat partner families buy the home through a 0% interest mortgage structured so monthly payments remain affordable based on household income.
Eligibility
- Income limits: Household income between 30% and 60% of Whatcom County area median income.
- First-time buyer required: Yes — Applicant demonstrates a need for adequate housing (e.g., currently in substandard or unaffordable housing).
- Geographic restrictions: Applicant must have lived in Whatcom County for a minimum of 1 year and currently reside in Whatcom County.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity in Whatcom County Homeownership Program
Submit an application through Habitat for Humanity in Whatcom County. Qualifying families complete 500 hours of sweat equity labor, participate in homebuyer education, and demonstrate ability to make timely mortgage payments with good credit. Contact the Whatcom affiliate for the current application window.
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