Habitat for Humanity of Frederick County Homeownership Program

Administered by: Habitat for Humanity of Frederick County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with low down payment and low interest rate (Zero-Interest Loan)

Affordable mortgage structured for the homebuyer's budget. Low down payment and low interest rate.

Eligibility

  • Income limits: Must demonstrate financial need and ability to repay an affordable mortgage.
  • First-time buyer required: No
  • Geographic restrictions: Serves Frederick County, Maryland.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Frederick County Homeownership Program

Step 1: Apply through Habitat for Humanity of Frederick County at 301-698-2449 or visit frederickhabitat.org. Must complete homeowner education classes and contribute sweat equity hours building your home alongside volunteers.

Notes

Established in 1993. Has constructed or revitalized 48 homes. Homebuyers work as partners with Habitat, receiving financial and homeowner education, mortgage assistance, and contributing sweat equity.

Cities Where This Program Is Available